PHP
USD account detailsRouting number•••• 0214
Account number•••• 7781
ACHWire
USD for ACH and wire
Clients in the US pay you by ACH or domestic wire, the way they pay any US business.
Business banking
Early accessGlobal business banking in USD, EUR and AED
Get local account details in each currency, so clients in the US, Europe and the UAE pay you by ordinary transfer. Hold, convert and pay out from one account.
Vezmo is a financial technology company, not a bank. Banking, stablecoin and card services are provided by regulated partners & Banks.
Atlas Studio
Account details
US dollar balance
$48,210.00
- Routing number
- •••• 0214
- Account number
- •••• 7781
- Account type
- Business
Share account details
Account details
Details your clients already know how to pay.
Each currency comes with its own local details. Clients pay with an ordinary transfer from their own bank, the way they would pay a business next door.
USD account details
EUR account detailsIBAN•••• •••• 4410
BIC•••• •••• 2L
SEPASEPA Instant
EUR for SEPA
Clients in Europe pay by SEPA or SEPA Instant, from any euro bank account.
AED account detailsIBANAE•• •••• •••• 3321
Bank code•••
Local transfer
AED for local transfers
Clients in the UAE pay by local transfer. For companies outside the UAE mainland, including free zone companies.
How it works
Apply, share your details, get paid.
- 1Apply onlineTell us about your business and verify its owners. We check which currencies your business can get.
- 2Share your detailsSend clients your USD, EUR or AED details, or put them on your invoices.
- 3Hold, convert or pay outEach payment lands in its own balance. Keep it, convert it, or send it on.
Balances and conversion
Hold each currency. Convert when it suits you.
Money stays in the currency it arrived in until you choose to convert. Every balance sits in one view, and every conversion shows its rate and fee first.
Every balance in one view
USD, EUR and AED side by side, with each payment that came in.
Rate and fee up front
See what you get before you confirm. Nothing moves until you do.
Review conversion
Example rate- From EUR balance€2,000.00
- Exchange rate1 EUR = 1.0857 USDFeeShown before you confirm
- You getTo USD balance$2,167.06
You see the rate and the fee before you confirm. Nothing moves until you do.
Convert €2,000.00
Who can apply
Open from where your business is.
Businesses in these countries can apply, including freelancers and sole traders working for themselves. Which currencies you get depends on where your business is registered and where its owners live; we check when you apply.
- United States
Mexico
Brazil
India
Pakistan- United Arab Emirates
Saudi Arabia
Sri Lanka
Vietnam
Indonesia
Kenya
Chile
Peru
Singapore
Malaysia
United Kingdom
Canada- +And more
Works across Vezmo
One account for what comes after you get paid.
Send money
Priya ShahUPIINR 44,123
Dhaka Print HouseLocal bankBDT 96,000Gulf Supply CoLocal bankAED 6,400Global payouts
Pay suppliers, contractors or your own account at home from your balance.
- 150+ currencies
- Rate and fee before you send
USDC receivedSolana · held as USD+$5,000.00
Sent as USDTTron · to a verified wallet−$1,200.00
Stablecoin
Take USDC or USDT from clients and partners, credited to your USD balance.
- Ethereum, Solana, Polygon, Tron
- Credited as US dollars
Business cards
Virtual and physical cards for your team that spend from your balance.
- Limits on every card
- Merchant controls
Guides
Before you open an account.
AccountsHow to open a US business bank account from abroadYou have two routes. Route A: form a US LLC, get an EIN from the IRS (foreign owners apply by phone, fax or mail), then open an account with a US bank or fintech. Route B: keep the company you already run and apply for USD account details for ACH and wire. Both routes ask for passports, proof of address, formation documents and owner details.Read the guide →AccountsLocal account details vs SWIFT wire: what's the difference?Local account details let a payer send you money over their own country's payment system, such as ACH in the US or SEPA in Europe, with no correspondent banks in between. A SWIFT wire moves between countries through one or more correspondent banks, and each can take a fee from the amount. Give payers local details where you have them and keep SWIFT for the rest.Read the guide →PaymentsACH vs wire transfer: which should your business use?ACH sends payments in batches through the Federal Reserve and The Clearing House. It usually settles in one or two business days, or the same day with Same Day ACH, and costs little. A domestic wire moves through the Fedwire Funds Service one payment at a time and is final once processed. Use ACH for routine invoices and a wire for large or deadline-bound payments.Read the guide →
What is Vezmo business banking?
A business account with local details in US dollars, euros and UAE dirhams, so clients abroad can pay you by ordinary transfer: ACH or wire in the US, SEPA in Europe and local transfer in the UAE. You hold each currency in its own balance, convert at a rate you see first, and pay out in 150+ currencies. It is in early access.
Is Vezmo a bank?
No. Vezmo is a financial technology company, not a bank. Accounts are provided by regulated partners & Bank, which hold the money; Vezmo keeps the records and gives your instructions to them.
How your money is heldCan my business apply from outside the US?
Yes. Businesses in the United States, Mexico, Brazil, India, Pakistan, the United Arab Emirates and many more countries can apply. Which currencies you get depends on where your business is registered and where its owners live; we check this when you apply.
US account details for companies outside the USCan freelancers open an account?
Yes, as sole traders, for the money they earn from their work. Vezmo accounts are for business use, not for personal, family or household money.
Vezmo for freelancersWho can use AED account details?
Companies outside the UAE mainland, including free zone companies.
How do conversions work?
You choose the amount and the currencies, and see the exchange rate, the fee and what you get before you confirm. Nothing moves until you do.
What does it cost?
USD account details are free, and receiving ACH and domestic wire (Fedwire) payments to them is free. Every conversion and payout shows its fee before you confirm. Accounts are in early access.