Pricing

Start free.
Pay less as you grow.

A free USD account and every tool to get paid. Money in by ACH is free on every plan, and you see each fee before you confirm.

  • No setup fee
  • No card needed to start
  • Change plans any time

Free

For freelancers and new businesses. Every tool, with limits.

$0/ month

Free forever, no card needed

Start free

Key fees

ACH in
Free
Wire in
$15
Currency conversion
1.0%
Stablecoin conversion
1.3%

Includes

  • USD account detailsUSD
  • Accept cards, ACH and wallets, no limits
  • Invoices, payment links, checkout and subscriptions
  • 3 e-sign agreements a month
  • 2 team members
  • API and webhooks

Grow

Most popular

For small businesses and busy freelancers paid from abroad.

$29/ month

Billed monthly

Start with Grow

Key fees

ACH in
Free
Wire in
$10
Currency conversion
0.7%
Stablecoin conversion
1.1%

Everything in Free, plus

  • 2 more currency accounts· Pick any twoAEDEURGBPSGD
  • 9 US ACH transfers a month included
  • 25 e-sign agreements a month
  • 5 team members
  • Remove “Powered by Vezmo”
  • Priority email and chat support

Pro

For businesses with steady volume, a team and several currencies.

$99/ month

Billed monthly

Start with Pro

Key fees

Wire in
$5
SWIFT out
$25
Currency conversion
0.5%
Stablecoin conversion
0.9%

Everything in Grow, plus

  • All five currency accountsUSDAEDEURGBPSGD
  • 30 US ACH transfers a month included
  • Unlimited e-sign agreements
  • 15 team members
  • Advanced reports (coming)
  • Onboarding call and priority support

Enterprise

For platforms and businesses moving $250k or more a month.

  • Conversion and transfer rates set for your volume
  • Unlimited team members
  • Higher API limits
  • An account manager and a service level agreement
CustomStablecoin conversion from 0.2%Talk to us

Prices in US dollars. Accepting card and ACH payments is priced on VezmoPay pricing, the same on every plan.

Free on every plan

Money in costs nothing

Clients pay you by ACH, into your AED, EUR, GBP or SGD accounts, or in stablecoins, and no fee comes off. Opening your account and holding a balance are free too.

  • Opening an account
  • USD account details
  • Receiving by ACH
  • Receiving AED, EUR, GBP, SGD
  • Receiving stablecoins
  • Holding a balance

Money in · Today

Example
  • Northwind AudioReceived

    ACH · 9:41 AM

    +$2,400.00

    Fee $0.00

  • Harbor & Co.Received

    EUR account · 8:15 AM

    +€1,200.00

    Fee €0.00

  • Atlas StudioReceived

    USDC · 7:02 AM

    +500.00 USDC

    Fee $0.00

Fees on money in$0.00

Fee estimator

See what you'd pay on each plan

Pick what the money does and enter an amount. In the app you see the exact fee before you confirm.

Convert currency

Added to the market rate

$USD
  • Free1% of the amount
    $50
  • Grow0.7% of the amount · saves $15 against Free
    $35
  • ProLowest0.5% of the amount · saves $25 against Free
    $25

An estimate per transaction, plan price not included. Some routes cost more; the app shows the exact fee first.

Fees

Every fee, by plan

Money in is free or close to it. Sending, converting and extra currencies cost less on a higher plan.

Grow · $29 / month

Money in

Receive USD by ACH
Free
Receive USD by domestic wire
$10
Receive USD by international wireSWIFT
$25
Receive AED, EUR, GBP or SGDStays in that currency
Free
Receive stablecoinsUSDC, USDT
Free

Money out

Send to a US accountACH · included transfers reset each month
9 included, then $1
Send a domestic wire
$20
Send USD abroadSWIFT
$35
Pay out in local currencyWhere we have a local route
$6 + FX
Pay out in local currency by SWIFTOther countries
$20 + FX

Converting

Currency conversion (FX)Added to the market rate
0.7%
Stablecoin conversionUSD to or from USDC, USDT
1.1%

Accounts

USD account
Free
Extra currency accountsAED, EUR, GBP, SGD
2 included
Account upkeepWaived when active, see below
None

Fees in US dollars. FX is added to the market rate when money changes currency. Some routes and countries cost more than the listed price, and you always see the exact fee before you confirm. Enterprise rates are set for your volume.

VisaMastercardAmerican ExpressApple Pay

Accepting payments? Cards, ACH and wallets have their own price list, the same on every plan.

VezmoPay pricing

Account upkeep · Free plan

Example
  1. Oct – Dec 2026

    $2,450 came in

    Waived

    $2,000 or more came in

  2. Jan – Mar 2027

    $0 came in · $120 average balance

    $15

    A quiet quarter

  3. Apr – Jun 2027

    $300 came in · $1,350 average balance

    Waived

    $1,000 or more held

Free plan

Active accounts never pay upkeep

On Free, a $15 upkeep fee applies only in a quarter when your account is quiet. It is waived when any one of these is true:

  • $2,000 or more came in that quarter, counting payments you accepted
  • Your average balance was $1,000 or more
  • It is your account's first quarter

Grow, Pro and Enterprise never pay it.

Compare

What each plan includes

Grow · $29 / month

Currency accounts
USD + 2 more
Accept cards, ACH and wallets
Unlimited
Invoices, payment links, checkout and subscriptions
Unlimited
E-sign agreements
25 a month
Team members
5
Roles and permissions
Remove “Powered by Vezmo”
API and webhooks
Reports
+ accounting export
Support
Priority

FAQ

Questions, answered.

More in the Help center.

Is the Free plan really free?

Yes. There is no monthly price. You pay only for what you do: sending money out, converting, and extra currency accounts. If your account stays quiet for a whole quarter, a $15 upkeep fee applies; active accounts never pay it.

What is the account upkeep fee?

On Free, $15 a quarter, and only in a quarter when the account is quiet. It is waived when $2,000 or more came in that quarter (money received plus payments you accepted), when your average balance was $1,000 or more, and always in your first quarter. Grow, Pro and Enterprise never pay it.

What does it cost to receive money?

Receiving by ACH, receiving stablecoins, and receiving AED, EUR, GBP or SGD into those accounts is free on every plan. A domestic wire costs $15 on Free, $10 on Grow and $5 on Pro, and an international wire $25, $25 and $20.

Which currencies can I hold?

Every plan includes a USD account. You can add AED, EUR, GBP and SGD accounts: $5 a month each on Free, two included on Grow, and all of them on Pro and Enterprise.

Are there setup or hidden fees?

No setup fee. Every fee is on this page, and you see the exact fee before you confirm a transfer or conversion. Some routes cost more than the listed price; when they do, you see it before you send. We give you at least 30 days' notice before we raise a fee or add a new one.

How much does accepting card and ACH payments cost?

Payment acceptance has its own price list, the same on every plan.

See VezmoPay pricing

Can I pay yearly, or change plans later?

Yes. Paying yearly costs $24 a month for Grow and $79 for Pro: 17% and 20% less than paying monthly. You can move up or down a plan at any time, and the new price starts from your next billing date.

What happens when I reach a plan limit?

We tell you before you reach it, and we never move you to a higher plan without asking. To add more e-sign agreements or team members, upgrade. Payments, invoices and subscriptions have no limit on any plan. ACH transfers beyond those included cost the per-transfer price above.

Is Vezmo a bank?

No. Vezmo is a financial technology company, not a bank. Banking, stablecoin and card services are provided by regulated partners & Banks.

One platform, worldwide

Get paid from anywhere. Pay out everywhere.

Payments today; accounts, cards, stablecoin and worldwide payouts in early access. One platform for your business.