VezmoPay

Every fee, in one place.

Per-transaction pricing with no setup fee and no lock-in. You keep your own balance and withdraw whenever you want.

  • No setup fee
  • No minimum or lock-in
  • Free withdrawals to your bank
  • No fee to send a refund
Start accepting payments

Standard

Starting at

Pay per successful charge. No setup fee, no minimum, no lock-in.

2.79%+ $0.29

per successful card charge

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Apple Pay
  • Google Pay
+1%
for international cards
2.89% + $0.49
for American Express
+1%
if currency conversion is required
Start accepting payments

Custom

Higher volume, an unusual business model, or a risk profile that deserves its own number? We price it individually.

  • Volume-based rates
  • Rates by card type or country
  • Terms matched to your settlement cycle
  • A named contact for risk & disputes

This is a starting rate, not a quote. We set your exact rate when we approve your account — it can go up or down depending on your business model, industry and risk profile. You'll know it in writing before you take a single payment.

Every way to get paid

Cards, wallets and bank transfers are on from day one. Switch on buy now, pay later, Cash App Pay, Amazon Pay and local methods in your VezmoPay settings when your customers want them.

Cards & wallets

On every checkout from day one
Credit, debit and prepaid cards
Cards from any country
2.79% + $0.29
+1% for international cards
American Express
Cards from any country
2.89% + $0.49
+1% for international cards
Apple Pay and Google Pay
Customers with a saved card
2.79% + $0.29
Same as cards

Bank transfers

Cheaper than cards on large payments
US bank account (ACH)
US bank accounts, in US dollars
0.9% + $1.00
Capped at $10.00

Buy now, pay later

Your customer pays over time
KlarnaSwitch on in settings
US customers, in US dollars
6.3% + $0.50
AfterpaySwitch on in settings
US customers, in US dollars
6.5% + $0.50
AffirmSwitch on in settings
US customers, payments from $50
6.5% + $0.60

More wallets

Pay with the app they already use
Cash App PaySwitch on in settings
US customers, in US dollars
2.79% + $0.29
Same as cards
Amazon PaySwitch on in settings
US customers, in US dollars
2.9% + $0.30

Local payment methods

Your customer pays in their currency; you’re paid in US dollars
UPISwitch on in settings
Customers in India, in rupees
2%
+1.5% international
PixSwitch on in settings
Customers in Brazil, in reais
2%
+1.5% international

Card prices cover Apple Pay, Google Pay and Cash App Pay too. International and currency conversion fees are separate, as listed. Every price is a starting price, confirmed when we approve your account.

Everything else

Every charge that applies to a standard account. Anything specific to your business is confirmed when we approve you.

Withdrawal to your bank

Each payout you send to your bank account

Free
Fraud screening & 3D Secure

Applied to every card charge — checks each payment and challenges risky ones

$0.10
Approval optimization

Applied to every card charge — card account updater, network tokens and smart retries that lift approval rates

0.10%
Disputed payment

When a cardholder disputes a charge, whether you win or lose.

$20.00
Responding to a dispute

When you send evidence to fight a dispute. Returned if you win.

$15.00
Returned bank payment

When a bank payment fails after it was submitted (e.g. insufficient funds)

$5.00
Currency conversion

When a payment has to be converted into your settlement currency

1%

Common questions

Still unsure about something? Talk to us.

How much does VezmoPay cost?

VezmoPay starts at 2.79% + $0.29 per successful card charge, with no setup fee. International cards add 1%, American Express is 2.89% + $0.49, and bank transfers (ACH) are 0.9% + $1.00 capped at $10.00.

Which payment methods can my customers use?

Cards, Apple Pay, Google Pay and US bank transfers (ACH) are on from day one. You can switch on Klarna, Afterpay and Affirm (6.3% + $0.50, 6.5% + $0.50 and 6.5% + $0.60), Cash App Pay (the card price), Amazon Pay (2.9% + $0.30), UPI for customers in India and Pix for customers in Brazil (2% each, plus 1.5% for international payments).

Is the advertised rate the rate I will pay?

It's a starting rate. We set your exact rate when we approve your account, based on your business model, industry and risk profile. You'll have it in writing before you take a single payment — and once you're approved, your live rate is always there in your VezmoPay settings, under Fee schedule.

Is there a monthly fee?

Normally, no — most accounts don't pay one, and there's no setup fee, no minimum volume and no lock-in. A monthly account fee can apply depending on your business type, volume and risk profile. If one applies to you, you'll know before you take a payment — we confirm every fee when we approve your account.

What does it cost to withdraw my money?

Nothing. Withdrawals to your bank account are free, and you choose when to withdraw.

What happens if a customer disputes a payment?

A disputed payment costs $20.00, whether you win or lose. If you send evidence to fight it, responding costs $15.00, and that is returned if you win.

Do I get the processing fee back on a refund?

No. As with card networks and payment processors, the fees on a payment are not returned when you refund it. Sending the refund itself costs nothing.

One platform, worldwide

Get paid from anywhere. Pay out everywhere.

Payments today; accounts, cards, stablecoin and worldwide payouts in early access. One platform for your business.