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Last checked 6 Nov 2026Vezmo vs Square: an alternative for selling online
Square is built for selling in person, with card readers, a POS and an online store. Its help center says it doesn't support card processing outside the US, Canada, Australia, Japan, the UK, Ireland, France and Spain. Vezmo is for selling online, with invoices, payment links and checkout, and businesses in Mexico, Brazil, the UAE, Singapore and many more countries can apply.
Brazil
Kenya
Vietnam
Malaysia
- You sell online from a country Square doesn't serve, such as Mexico, Brazil or the UAE
- Most of your sales are online: a $100 US card costs $3.08, against $3.20 to $3.60 on Square
- Clients pay large invoices from a US bank: Vezmo caps ACH at $10, Square's Free plan doesn't
Choose Square if- You sell in person and need card readers and a POS
- You want POS software such as a kitchen display, kiosks or gift cards
- Clients pay small invoices from a US bank, where Square's 1% costs less
At a glance
Vezmo and Square, side by side.
Square’s details are from its own website, checked 6 Nov 2026; each one links to its source. Things change, so check Square’s site before you decide.
| Feature | Vezmo | Square |
|---|---|---|
| Where you can sign up | VezmoBusinesses, including freelancers, in the US, Mexico, Brazil, the Philippines, Kenya, Vietnam, the UAE, Singapore, Malaysia and more; checked when you apply | SquareCard payments in the US, Canada, Australia, Japan, the UK, Ireland, France and Spain onlySource |
| Selling in person | VezmoNot offered: Vezmo has no card readers or POS | Square2.6% + 15¢ on the Free plan; 2.5% + 15¢ on Plus, 2.4% + 15¢ on PremiumSource |
| Invoices and Square Online | Vezmo2.79% + $0.29 per card charge: $3.08 on $100. Optional fraud screening and approval optimization add-ons are extra | Square3.3% + 30¢ on the Free plan, 2.9% + 30¢ on Plus and Premium: $3.60 or $3.20 on $100Source |
| Online through Square's payments APIs | VezmoThe same card price for checkout, the WooCommerce plugin and the API: $3.08 on a $100 US-issued card | Square2.9% + 30¢ on every plan: $3.20 on $100Source |
| Cards issued outside the US | Vezmo+1% for cards issued outside the US | Square+1.5% on cards issued outside the USSource |
| Invoices paid from a US bank (ACH) | Vezmo0.9% + $1.00, capped at $10.00 | Square1% (min $1) on the Free plan, with no cap; capped at $10 on Plus and PremiumSource |
| Monthly price | VezmoFree $0, with a $15 upkeep fee only in a quarter when the account is quiet; Grow $29 and Pro $99 a month are optional | SquareFree plan $0; Plus $49 and Premium $149 a month per locationSource |
| Stablecoin and crypto | VezmoUSDC on Base and Solana, kept in your own stablecoin wallet (early access) | SquareBitcoin payments in person, 0% until 2027; no stablecoin listedSource |
| How your money is held | VezmoHeld by regulated partners & Bank; Vezmo itself is not a bank. Details | SquareSee Square’s own disclosures on its website. |
In practice
What an online sale costs you.
Online card and ACH payments on each price list, from each company's own US page. In-person sales are Square's alone.
Each bar uses only that company's published lines, checked 6 Nov 2026. Vezmo's are starting rates, confirmed when we approve your account. Square's API rate applies on every plan; Square Plus also costs $49 a month per location, not counted here.Every Vezmo fee
- Vezmo+1% international card$95.92fee $4.08
Where Square is better
What Square does well.
- 2.6% + 15¢Selling in personCard readers, a POS and in-person rates from 2.6% + 15¢ on the Free plan. Vezmo has no in-person payments.
- A full POS ecosystemKitchen display, kiosk and gift card software on its paid plans, and bitcoin payments in person at 0% until 2027. Vezmo has none of these.
- 1%Small bank paymentsOn invoices under $1,000 paid from a US bank, Square's 1% costs less than Vezmo's 0.9% + $1.00.
Who Vezmo is for
Where Vezmo fits.
- Sellers outside Square's countriesSquare takes cards in 8 countries. Businesses in Mexico, Brazil, the UAE, Singapore, Malaysia and more can apply to Vezmo; we check each one.
- $3.08Online cardsA $100 US card online costs $3.08 with Vezmo, against $3.20 through Square's payments APIs or on Plus, and $3.60 for a Square invoice on its Free plan.
- $10Large bank paymentsACH is 0.9% + $1.00, capped at $10.00. On Square's Free plan a $2,000 ACH invoice costs $20.
Switching
Moving to Vezmo, or using both.
- 1Open VezmoPayApply once. Your exact rate is confirmed in writing before you take your first payment.
- 2Move your online salesSend invoices and payment links from Vezmo, or add checkout to your own site or WooCommerce store.
- 3Keep Square at the counterIf you also sell in person in a Square country, keep its readers for that and sell online with Vezmo.
More options
Other Square alternatives.
- Best for: Checkout buyers already know
3.49% + $0.49 with PayPal Checkout on its US fee page; in some countries, members can only send payments.
- Best for: Payment links from many countries
Payment requests and checkout; a client paying by card costs you up to 3.99% + $0.49.
- Best for: Card readers for small sellers
SumUpIts US pricing lists 2.6% + 10¢ in person and 3.5% + 15¢ online or keyed in.
Can I use Square outside the US?
Only in 8 countries. Square's help center says card acceptance is available in the US, Canada, Australia, Japan, the UK, Ireland, France and Spain, and that it doesn't support card processing outside them.
Is Vezmo cheaper than Square?
Online, yes, at the published rates: a $100 US card costs $3.08 with Vezmo, against $3.20 through Square's payments APIs or on Square Plus and $3.60 for Square invoices and Square Online on its Free plan. On a card from abroad it's $4.08, against $4.70 or $5.10. Square costs less on ACH invoices under $1,000, and Vezmo doesn't take in-person payments. Vezmo's rates are starting rates, confirmed when we approve your account.
Does Vezmo have card readers or a POS?
No. Vezmo is for online payments: invoices, payment links, checkout and subscriptions. For in-person sales, keep Square or another POS.
Which countries can sell with Vezmo?
Businesses, including freelancers, in the US, Mexico, Brazil, the Philippines, Kenya, Vietnam, the UAE, Singapore, Malaysia and many more countries can apply. We check each business when you apply, and your rate is confirmed in writing before your first payment.
Is Vezmo a bank?
No. Vezmo is a financial technology company, not a bank. Banking, stablecoin and card services are provided by regulated partners & Banks.
Sources, checked 6 Nov 2026
Square’s name and logo are trademarks of its owner. This page compares public information and isn’t endorsed by Square. Vezmo is a financial technology company, not a bank. Banking, stablecoin and card services are provided by regulated partners & Banks.